24/7 financial security for your entire workforce — covering accidental death, permanent disability, temporary disability, and medical expenses for employees, partners, and group members under a single policy.
A business’s greatest asset is its people. Prestige’s Group Personal Accident Insurance provides compensation for death or permanent disability resulting from accidental, violent, external, and visible means to members of the insured group — typically employees of an organisation covered under one policy. It guarantees financial protection for your workforce against the unexpected. Operating 24 hours a day, globally, this policy stabilizes employee welfare and minimizes company liability in unforeseen situations.
Whether it is an on-duty occupational incident, a travel accident, or an off-duty domestic event, our cover gives your staff peace of mind knowing their families are financially secure.
Why corporate organizations rely on Prestige for accident underwriting:
Coverage follows your team worldwide, on or off duty.
Day-and-night assurance against sudden accidental trauma.
Scale limits easily to match salary tiers or grades.
Lump-sum payouts to beneficiaries or the employee in the event of accidental death or permanent total disability.
Temporary Total Disablement weekly payout allowance to maintain regular income during active medical rehabilitation.
Direct reimbursement for emergency medical treatments, surgeries, or hospitalization costs resulting from accidents.
Financial assistance for local transit, emergency evacuation, or repatriation of expatriates and local employees.
To maintain premium affordability, certain hazard situations and voluntary risk scenarios are excluded from our general terms. Please review these carefully.
Join hundreds of progressive organizations in Nigeria who trust Prestige to shield their teams. Let us design an accident policy aligned with your organizational requirements.