Prestige Device Insurance

Simple, convenient, and affordable protection for your smartphones and gadgets.

Smart Gadget Insurance

Complete Protection for Your Smartphones, Tablets & Gadgets

Prestige Device Insurance provides targeted All Risks coverage for physical damage, theft, or loss of portable electronic devices — including laptops and mobile devices. only accidental screen cracks Coverage is written on an All Risks basis, meaning any peril not specifically excluded is automatically covered.

Underwritten with transparency and speed, our plan features direct partnerships with authorized service centers to guarantee only genuine replacement part (screen only) are used in your repairs.

Plan Highlights

Why tech-savvy consumers secure their devices with Prestige:

  • Premium Repairs

    Certified manufacturer repair partners with genuine components for screen.

  • 10-Day Turnaround

    Prompt repairs completed and returned to you in 10 working days max.

Plan Scope

Tailored Protection Variants

Screen Damage Only Cover

A focused, economical variant protecting your screen. This plan provides one complete screen replacement upon accidental breakage, saving you from expensive out-of-pocket glass repairs.

  • One full screen replacement per policy year

Comprehensive Cover

Our complete device shield. Comprehensive cover protects your mobile assets against all severe accidental physical damage, motherboard failures, liquid intrusions, and total loss events.

  • Protects against accidental screen
  • Liquid spill / water damage protection
  • Total loss & theft replacement coverage
Device Insurance

Why Get a Formal Device Quote?

Your device's brand, model, age, and condition all influence your premium. Our underwriters price cover accurately to your exact device profile.

  • Phones, Tablets & LaptopsFlexible plans covering screen damage, motherboard failure, and theft.
  • Screen-Only or Full ComprehensiveChoose the tier that fits your risk appetite and device value.
  • Fast Manufacturer-Certified RepairsClaims settled through authorised service centres, no grey-market repairs.

Request a Personalised Quote

Share your device brand, model, purchase value, and preferred tier, we'll return a tailored device premium within one business day.

Get a Free Quote Speak to an Underwriter

Formal quotes subject to underwriting review and device verification.

Claims Workflow

How to File a Device Claim

Step 1: Rapid Incident Notification

Notify our e-business claims desk within 48 hours of screen breakage or damage by emailing ebusiness@prestigeassuranceplc.com or filing via our online claims page.

Step 2: Drop-Off and Diagnostics

Bring the damaged phone or device to any authorized Prestige branch or designated gadget drop-off point for diagnostic evaluation.

Step 3: Service Center Dispatch

The device is safely dispatched to one of our certified manufacturer repair centers. Diagnostics and repair are executed utilizing genuine parts within a maximum of 10 business days.

Step 4: Collection

Collect your fully restored, tested gadget from the drop-off center. Walk away with full functionality and continued gadget cover.

Policy Exclusions

What is Not Covered

In accordance with general gadget insurance terms, some hazards and physical damages are excluded from cover scope.

  • Cosmetic wear & tear, scratches, minor casing dents, or paint peeling.
  • Manufacturing defects, battery recall issues, or software failures.
  • Devices constructed of or decorated with gold, silver, or precious gemstones.
  • Physical damage arising from deliberate, intentional actions by the owner.

Protect Your Smart Devices Today

Don't wait for the next drop to crack your screen. Secure your digital lifestyle with Prestige device coverage starting from less than ₦2,000 per year.